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Loan Against Property

There are a wide range of loans that are available in the market today; one of them is loan against property. We are aware that property is the most stable asset. Loan against property is a very good option as there are several advantages of a property, which include possibility of appreciation in value, being in the nature of a fixed asset, income earning potential and so on. This allows the best use of the property that is owned and at the same time will enable the raising of funds required for various purposes. Also, a loan against property comes with a low interest rate compared to that of a personal loan or home loan. Proper use of the funds will ensure that the maximum benefit is taken from the position. Dhanlaxmi Finance is the best Loans Against Property providers in Gurgram which presents you the best schemes for loan against property in Gurgram.


What is a loan against property?

A loan against property (LAP) is exactly what the name implies – a loan given or disbursed against the mortgage of property. The loan is given as a certain percentage of the property’s market value. Loan against property belongs to the secured loan category where the borrower gives a guarantee by using his property as security.
Dhanlaxmi Finance is the best private finance company in Gurgram which presents you the best schemes for loan against property in Gurgram.


What purposes can I take a loan against property for?

Got that business idea you need funding for? Do you need to invest in your business expansion? Do you just need relatively cheap funds for any purpose? If you have a loan-free property then probably a Loan Against Property is the answer for you. Popularly known as LAP in the financial services circles, these loans are a convenient means to access funds at interest rates which are lower than personal loans or other forms of unsecured loans. To avail such loans, you offer an existing property as a security or collateral against which the lender– usually a Bank, an NBFC or a housing finance company — gives you a loan. The current market value of the property determines how much loan you can avail against the property. Such loans allow the owners of properties to leverage the value of their existing properties to raise funds for a variety of reasons.



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